Privacy Protections
and Client Consent:
Consents
We understand a) My Independent Broker maintains his/her own client information
and is not an employee or agent of Relocation Services, b) Relocation Services
has individuals (including My Independent Broker) acting for it, c) our File (containing
our personal information) will be kept physically at the office of My Independent
Broker until a loan/mortgage is funded, after which it is sent to licensed office
for review and storage, and electronically on their computer systems, d) access
to this File is restricted to personnel having a need to deal with the File, and
e) we can review and correct personal information in this File or our personal
contact information in My Independent Broker's client contact database.
Consents
My Independent Broker can retain and use our personal contact information for
these purposes for seven years after the last loan/mortgage application made on
our behalf and can use our personal information for these purposes and can: >
obtain personal information about me/us from consumer reporting agencies, credit
bureaus, and real estate appraisers, and (if more than one client) about either
of us from the other,
• provide our personal information to third parties for these purposes (eg.
lenders).
Each lender considering our applications can:
• obtain
personal information about me/us from consumer reporting agencies, credit bureaus,
and real estate appraisers, and (if more than one client) about either of us
from the other,
• ensure
the accuracy of our personal information by contacting third parties.
Our personal information
can be retained by our Mortgage Broker and by these lenders for seven years
after:
• the last loan/mortgage application made on our behalf, or
• the end of the term of the loan/mortgage,
whichever is later.
Other Terms
1. Throughout this application, "I", "we", "us"
and "our" refer to each applicant and co-applicant consenting below;
"you" and "your" refer to the Mortgage Broker.
2. We certify that the information provided is true and accurate, that all our
debts are current and in good standing, that we have no outstanding judgments,
and that we have not declared bankruptcy in the last 6 years.
3. We acknowledge that you may be receiving a finder's fee from a lender in
respect of arranging a mortgage/loan and we hereby waive any right to deny or
dispute our receiving said fee.
4. We acknowledge that the evaluation, inspection and legal expenses incidental
to this application will be paid by us.
5. We will not make any claims against you for any failure to obtain a loan
/ mortgage commitment, or for any actions or omissions to act by any lender.
6. To authenticate this transaction our Mortgage Broker's computer I.P. Address
has been recorded as 66.206.237.192
7. In consideration of your acting for us, we agree to the terms and provisions
listed in this Privacy Protection and Client Consent.
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